Formerly u/CanadaPlus101 on Reddit.

  • 11 Posts
  • 5.1K Comments
Joined 3 years ago
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Cake day: June 12th, 2023

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  • Sure, they’re okay. Honestly we might be a bit too strict about avoiding them, at this point.

    Where it becomes a problem is if you’d like to join whatever group, but the only one available is not open to you. Which happened a lot historically, but is rarer now.

    I think their claim is nonsense, grossly exaggerated at best.

    Can confirm, in my experience the problem with mancaves is that you pretty quickly want to let women in. There’s no tradeoff, we can not talk about our feelings and make a mess in a mixed gender crowd, too.









  • You could make an argument that’s a big gamble if you’re expecting to use up the principal at all. So, 10x what you use in a typical year would be an absolute minimum, and that would involve an aggressive portfolio that you run down when the market is bad and earn back later. 20x or 30x would be more comfortable, especially if there’s a chance you’re going to spend more than you did when working.

    A bit of a hack people do make work is moving to a poor country where costs of living are lower. Then the question is how much lower can you actually get it, which is both about your personality and interests and how poor a place you’re willing to consider. Obviously, you can make $2 a day work, if you eat only corn and squat all day under a piece of aluminum. On the other hand, if you want to live the exact same way as at home down to brands, far afield can end up more expensive.








  • We both agreed that the late 20th century – broadly, the period from the early 1990s onward for a decade or so – had mostly been one of fairly steady improvement.

    Ah yes, a famously bubble-free period. /s

    Talking to old-timers, and reading history, it sounds more like revolving hype cycles have been around for the whole industrial age. TBF they do touch on that timeline later and correct themselves a bit.

    Some were dumber than others. Foo-as-a-service wasn’t even a new concept, that’s just called renting shit out!