I’m with you. I make mid-100s myself and as a single homeowner with no children I still can’t afford to go on funky vacations.
My take home after 401k and taxes is like $7,600 a month and my mortgage, heloc, car and student loans eat about $5,000 of that.
But, car will be paid off in the next few months, student loans should be done about 2 years after that, he lock will be done about 2 years after that so 5 years from now it’s only going to cost me like $2,500 a month to keep my home.
I have been told that I fit into the Henry class, “high earning, not rich yet”.
I just wonder if I can keep going for 5 years to accomplish that or if I should just finish up the house and sell it and pocket the 200k in value it’s accrued, pay off any other outstanding debt, and then go find an apartment or something or go travel.
I don’t know what normal people do but people like me don’t see ads because they use the appropriate protections from the invasiveness of the internet.
Pihole. Firefox. ublock origin, privacy badger, decentraleyes…
It also helps if you don’t participate in systems that attempt to intrusively shove ads down your throat, but you do you.