Boomers gonna love how this turns out.

Well that’s just, like, your opinion, man.

If they’re deviled eggs, I try to stop before $20, so probably 4 dozen under Biden, and maybe 5-6 eggs (if I can find them) under Trump.

He wasn’t in one of those realities. His set of infinities was limited by the situaltion.

oh that’s right we don’t have a credit card or travel Lemmy yet. Okay, take down a few notes.

First you haven’t done anything terrible. Probably you’ve knocked your credit score down about 10 or 15 points. Not because of the opening and closing, but because multiple hard inquiries of your credit can cause the score to drop. That will repair itself over the next six months.

Something good to know is that American Express cards will only give you their sign-up bonus once per lifetime per person per card. I know that Chase will let you reapply two years after you drop a card and will give you the bonus, and I believe that’s the standard for other Visa cards or MasterCard.

I strongly recommend that you look at cards based on the rewards plan that they’ll provide you and the amount of spending required for you to be able to get the reward. I own several businesses so a $4000 or a $6000 spend is not a big deal for me over three months, But when I didn’t have that, I would need to figure out if I could make that spend over the required time period and go one card at a time. so back in my early days I was getting one card every three or four months, and then canceling cards about a year or two in, and then reapplying for them two years later.

I know that sounds complicated, but when you wanna fly to Australia, free and business class, and you don’t have a lot of money, that’s how you work the system.

Something good to know is there are essentially three tiers of credit cards. There are basic cards that will give you a lower reward, have a low spending requirement, and are generally with no annual fee. Then there is a second tier of cards, which will usually have a $95 per year fee, which is waived for the first year, and they have more rewards and perks. Then there is a third tier of cards that will have much higher spends (sometimes $6000-$10,000 in 3 to 6 months), but they will have much larger rewards along with about a $500 fee. I recommend staying away from the higher to your cards unless you can play that game and it’s not an issue.

OK, that is our Lemmy primer for everyone interested in credit card points.

Edit: I also strongly recommend you get one of the lower tier cards now, and keep that one with no anual fee from now on. Part of credit history is card longevity; I am a charter cardmember of a card from years ago for that reason.

The nsfw content, mostly.

Oh, did an airline stewardess walk by?

Got caught using the wrong glue is more accurate.

To clarify, that’s if you own SPY or SPX

By code a bathroom is a sink and any combination of a bidet, shower, tub, or toilet.

You jest, but futures can actually go negative. At one point during covid a tanker shortage meant you could be paid a few $100 to accept delivery of a barrel of crude. Some people were joking about filling their swimming pools.

Clearly you don’t frequent the NSFW forums

In trading we refer to tesla as a meme stock, or better, as shit beta. I have a theory a number of big interday players moved into memes when they started getting bigger, because the poor liquidity of the plays cause the market…. Because the people who sell the stock had to keep buying more stock to make the options they sold safer.

Tesla is up and down because it makes people money.

Same as eggs… if enough people believe other people will want to buy it for a dollar more than they paid, they will pay the asking price. When supply is scarce that drives the price up.

Sounds like you’ve achieved goatse post-nut clarity.

Are you open to orcs listening to Aqua?

Sometimes I choose this man’s ex-wife, but sometimes I have standards.

How does your family feel about Andrew Tate given 2 choices: “crazy hot,” or “sneak into my bedroom, please.”

Did you… “sign the minerals deal” after, as the kids say these days?

I give $2 for a pizza, $1-2 if I’m picking up to go. Usually I go 15-20% for standard service but rarely tip over $30 a server unless the meal was outstanding.